damage caused by lightning (indirect strike), overvoltage, low voltage ‘brownouts’;
damage caused by atmospheric conditions;
damage caused by vandals;
damage caused by graffiti;
water loss (discharge, leakage or overflow of water / water pipe leaks).
enhanced emergency cover;
personal liability insurance, incl. liability of a pet owner / caretaker and extended liability of the insured for household-related damages and personal injury (temporary households in the Czech Republic or Europe);
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