Detailed Information

Would you like to save on monthly mortgage instalments? Transfer your mortgage to our bank and ease the burden on your family budget.

Main Features:

• Mortgage for refinancing your existing housing loan
• Fix interest rate from 2.29% p.a.
• Loan processing and loan account maintenance FREE OF CHARGE
• Loan period of up to 30 years
• The loan secured by real estate - from its value will lend up to 90%
• Complementary part of loan up to CZK 500,000 (e.g. for furnishings)
• Extraordinary payments of 25% outside the fixed period without penalty
• We will provide you a loan of up to 100% of the property value.
• Easy refinancing up to 12 months before the end of the original fixed mortgage period.
• Payments can be suspended due to illness or loss of employment
• The original repayment period can be extended, or the current loan can be increased
• We will only need the contractual documentation and a valuation of the property
• Refinancing is also available with declaration of income as long as you have repaid the existing loan properly
• Payment protection insurance and property insurance can be easily arranged at the branch