Advantages for You
- Fix interest rates from 2.29% p.a.
- No fees – loan processing FREE OF CHARGE
- Extraordinary payments – up to 25% outside the fixed period without penalty
- Loan processing and maintenance = free of charge
Detailed Information
Would you like to save on monthly mortgage instalments? Transfer your mortgage to our bank and ease the burden on your family budget.
Main Features:
- Mortgage for refinancing your existing housing loan
- Fix interest rate from 2.29% p.a.
- Loan processing and loan account maintenance FREE OF CHARGE
- Loan period of up to 30 years
- The loan secured by real estate - from its value will lend up to 90%
- Complementary part of loan up to CZK 500,000 (e.g. for furnishings)
- Extraordinary payments of 25% outside the fixed period without penalty
- We will provide you a loan of up to 100% of the property value.
- Easy refinancing up to 12 months before the end of the original fixed mortgage period.
- Payments can be suspended due to illness or loss of employment
- The original repayment period can be extended, or the current loan can be increased
- We will only need the contractual documentation and a valuation of the property
- Refinancing is also available with declaration of income as long as you have repaid the existing loan properly
- Payment protection insurance and property insurance can be easily arranged at the branch